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Nevada Foreclosure Law


Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       Yes, most common

Primary Security Instruments:      Deed of Trust or Mortgage

Timeline:      Approximately 120 Days

Right of Redemption:      Yes, Judicial Foreclosures ONLY

Deficiency Judgments Allowed:      Yes

Quick Summary:

In Nevada, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process.  However, non-judicial foreclosures are most common.  


The foreclosure timeline in Nevada is approximately 120 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Nevada borrowers have the right of redemption in judicial foreclosures only and are allowed deficiency judgments in either judicial or non-judicial foreclosure processes.


New Information on Nevada Foreclosure Laws and regulations:

1) Regulates and licenses Mortgage Loan Originators, and 2) requires mortgage loan brokers to disclose a fee agreement with the borrower. To view administrative regulation click here

1) provides for administrative and civil remedies against escrow agents, mortgage brokers and agents, and mortgage bankers who practice without a license or otherwise violate state law, 2) requires a surety bond to be posted before practicing as a mortgage broker or agent, 3) Creates a fiduciary relationship between a mortgage broker or agent and a client, and 4) requires mortgage servicers to register with the commissioner of Mortgage Lending. To view NV AB 486 click here

An act allows borrower to request mediation for loan modification upon notice of foreclosure and prohibits additional action until mediation is completed. To view NV AB 149 click here

For more information on Nevada Foreclosure laws and regulations visit and click on your state.

Or Contact:

Nevada's Attorney General's Office
Capitol Complex
Carson City, NV 89710
Ph: (702) 687-5203
Fax: (702) 687-5798


Foreclosure Law Definitions

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