Kentucky Foreclosure Law

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stop foreclosure - foreclosure help - avoid foreclosure

Facts:

Judicial Foreclosure Available: Yes

Non-Judicial Foreclosure Available: No

Primary Security Instruments: Mortgages

Timeline: Varies

Right of Redemption: Yes

Deficiency Judgments Allowed: Yes, but with restrictions

Quick Summary:

In Kentucky, lenders may foreclose on mortgages in default using a judicial foreclosure process.

The foreclosure timeline in Kentucky varies from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Borrowers have the right of redemption and are allowed deficiency judgments on a case by case basis.

For more information on Kentucky Foreclosure laws and regulations visit http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Kentucky's Attorney General's Office
P.O. Box 2000
Frankfort, KY 40602-2000
Ph: (502) 573-7600
Fax: (502) 564-2894

Disclaimer

Foreclosure Law Definitions

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