Iowa Foreclosure Law

Facts:

Judicial Foreclosure Available:     Yes

Non-Judicial Foreclosure Available:       No

Primary Security Instruments:      Mortgage

Timeline:      Approximately 150 Days

Right of Redemption:      No

Deficiency Judgments Allowed:       No

Quick Summary:

In Iowa, lenders may foreclose on mortgages in default using a judicial foreclosure process. 

The foreclosure timeline in Iowa is approximately 150 days from the time you miss your first payment until a Notice of Default or Notice of Sale is issued to your actual foreclosure date and sale.

Iowa borrowers do not have the right of redemption and are not allowed deficiency judgments.

For more information on Iowa Foreclsoure laws and regulations visit  http://www.ncsl.org/public/leglinks.cfm and click on your state.

Or Contact:

Iowa's Attorney General's Office
Hoover Building, 2nd floor
Des Moines, IA 50319
Ph: (515) 281-5164
Fax: (515) 281-4209

Disclaimer

Foreclosure Law Definitions

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