Frequently Asked Questions
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Can SaveMeFromForeclosure.com really help me?
We've helped all sorts of people in all sorts of situations, however every situation is unique and different, which is why it's imperative that we meet with you in person to let you know about all of your options and which ones will and won't work for your individual scenario.
How much does your service cost?
Our initial meeting or phone call with you to determine your options is free, and you're under no obligation. After the initial meeting or call, if you decide that you would like our assistance, we can provide our services, in most cases, at no out of pocket costs to you.
I have been served a Notice of Default, what does this mean?
A Notice of Default (N.O.D.) means that the bank has contacted an attorney and the foreclosure process has begun. They have set a date at which your home will be auctioned off to the highest bidder. If you have been served a N.O.D., it's imperative that you act quickly and call us today!
I haven't been served a N.O.D. yet, but I'm behind on my payments. Should I worry?
If you're behind on payments, you can rest assured that the bank will contact their attorney to start the foreclosure process any day now. The advantage you have in this situation is that you have the most options available to you. The quicker you contact us, the easier it will be for us to assist you in stopping the foreclosure.
Will I really lose my house at the auction?
If you've ever been to a foreclosure auction, you know that people go every day just to find a deal on a house. If you do not act quickly to stop the foreclosure, you will lose your home to a foreclosure auction.
Why did my mortgage company send me my payment back?
Once you miss just one payment most lenders will refuse to accept any payment unless it is the entire amount you are behind. Even if you send a payment, your lender will likely send it back to you causing you to get further and further behind. Once a foreclosure has started your lender will not accept any payment less than the full amount that is behind, including foreclosure costs and legal fees.
Can you really help restore my credit rating?
While we cannot guarantee that your credit will be repaired, we have a credit repair system that we recommend to our clients. Once you stop foreclosure on your home you need to focus on trying to repair your credit in order to avoid future financial problems and headaches that poor credit inevitable creates.
Can you help stop foreclosure on my home if it has already gone to auction and the attorney has already filed with the court for a motion for judgement of possession?
If your home has been sold at auction and you are NOT in a rights of redemption state, then the sale is final. For more information on whether your state is a right of redemption state please see our information on foreclosure laws.
How can I find out more about the foreclosure laws in my state?
We have a summary of each state's foreclosure laws on our website for your information. We also have foreclosure law definitions to help you better understand some of the legal terms you will come across in the foreclosure process. This information is for your reference only, we recommend you contact a lawyer if you have any questions or concerns about the laws in your state and how they may or may not affect your foreclosure situation.
How Can SaveMeFromForeclosure.com Help Stop Foreclosure on My Home?
We can help you either Keep or Sell Your Home to Avoid Foreclosure. Fill out our quick questionnaire and your local SaveMeFromForeclosure.com representative will contact you about how we can help you stop foreclosure today.